A credit limit plays a vital role in every credit card. If the credit limit is low, you may face difficulty purchasing a specific product that exceeds your credit limit. If the credit limit on your Scapia Federal Credit Card is low and you wish to increase it, here are the instructions to help you.A credit limit is set on your card by the bank based on your credit score and their internal policies. The credit limit on your card won’t remain the same as when it was first issued. However, … [Read more...]

If you’re a regular Swiggy user, the Swiggy HDFC Bank Credit Card can help you save a significant amount on your purchases. With 10% cashback on food orders, Instamart, Dineout, and Genie, those small savings can quickly add up over time.In this post, you’ll learn how to apply for the Swiggy HDFC Bank Credit Card, check the eligibility criteria, and understand the benefits associated with the card.Swiggy HDFC Bank Credit Card Benefits1% Cashback on other categories. [View … [Read more...]

In the realm of consumer finance, the option to convert purchases into Equated Monthly Installments (EMIs) provides a convenient method for managing expenses. However, circumstances may arise where canceling an EMI becomes necessary. Understanding the cancellation processes offered by various banks is crucial. In this article, we delve into the no-cost EMI cancellation procedures for prominent banks, including ICICI, Axis, BoB, SBI, HDFC, Kotak, etc.Before we jump into explaining how to … [Read more...]

KYC (Know Your Customer) is a mandatory process done while opening a bank account. But as per the Reserve Bank of India (RBI) guidelines, banks are also required to perform Re-KYC from time to time to ensure that the customer’s documents and details remain updated.If your Re-KYC is due, Axis Bank will notify you via official SMS or email. It's important to complete the Re-KYC before the given deadline. Otherwise, your bank account may become inoperable and reactivation will only be … [Read more...]