The requirement of a loan could arise at any point of time in your life. The purpose of applying for a loan may be numerous, but before applying for the loan the first thing which comes to your mind is: which bank will give you the loan, and what will be the documentation and criteria to apply for the loan. So if you are worried about your eligibility to apply for a loan due to no income proof documents or less salary, etc., then there is an option called Pr-Approved loans. In this post, we … [Read more...]

An Online SBI account with viewing rights, permits the account holder to view their account statement and perform limited online tasks. But the major benefit of Online SBI internet banking that is fund transfer through NEFT, RTGS, or IMPS, cannot be enjoyed by the account holder with viewing right permissions. This limitation of not being able to perform fund transfer in Online SBI or Yono SBI app can be removed by upgrading the access level from viewing rights to full transaction rights. … [Read more...]

A debit or credit card PIN is a must for POS transactions or while using it at any ATM. So in such a situation without a PIN your card is useless, as you cannot do any type of transaction without a PIN. Nowadays most of the banks has stopped sending PIN of the debit or credit card physically. As you can set the PIN in one go by visiting ATM, Netbanking, Mobile banking apps, SMS, etc. also this digital form of setting PIN is more safe and secure rather than sending PIN in the physical … [Read more...]

The Credit Limit on a Credit Card plays a very vital role when it comes to shop or transact. For e.g. if you want to shop for an item worth 1 lac and if your credit card limit is just ₹65000, then it won't be possible for you to place an order using your credit. And still, without having a sufficient limit, you proceed with the order then the bank will charge you an over-limit fee. To place an order or shop you need to have a credit limit equal to or more than the transaction value, and … [Read more...]

The Savings Max is a premium type of account from HDFC Bank that comes with loads of benefits. With benefits, the Savings Max Account also comes with several conditions which an account holder needs to fulfill in order to maintain this type of account. Anyone can open the Savings Max account online or by directly visiting the branch. And in case if you are an existing HDFC Bank Customer holding a regular type of Savings Account or any type of Savings Account, then HDFC Bank also offers you … [Read more...]