A debit or credit card PIN is a must for POS transactions or while using it at any ATM. So in such a situation without a PIN your card is useless, as you cannot do any type of transaction without a PIN.Nowadays most of the banks has stopped sending PIN of the debit or credit card physically. As you can set the PIN in one go by visiting ATM, Netbanking, Mobile banking apps, SMS, etc. also this digital form of setting PIN is more safe and secure rather than sending PIN in the physical … [Read more...]

Credit Card against Fixed Deposit is assured credit card which you can get easily against your fixed deposit. A credit card against a fixed deposit is beneficial to students, those who are on the starting phase of earning, those who have low income or salary, those who have a low credit score, those who want to build or repair credit score, etc. So if you are one of them, you can apply for Credit Card against a fixed deposit without any income documents.When you apply for secured credit … [Read more...]

The need for changing or updating the address in a bank account could arise on several occasions like you might have shifted to a new place, or you might have bought a new house. So in such cases changing or updating the address in bank accounts becomes very essential.Getting communication or permanent address updated in your bank Account is not a big issue if you have valid address proof documents available with you. So in this article, we will let you know how to change or update the … [Read more...]

The Bank or credit card statement contains a record of your financial transactions done during the specific period. In the past, the account holders used to get their transactions updated in their passbook, and the credit card holders used to receive their monthly bill physical copy. But now, the summary of the bank transactions and credit card monthly statements are emailed to the customer in the form of an email statement.All the transaction summary are recorded in a PDF file and are … [Read more...]

A nominee is a person appointed by the account holder, who is authorized to receive the funds in case of the death of the account holder. So this is the reason while opening any type of account such as savings, fixed deposit, recurring deposit, Public Provident Fund (PPF), articles in safe custody and safe deposit vaults, etc. the bank demands to add nominee in its form.However, filling the nominee field is not mandatory and if the account holder wants to skip it then they can leave it … [Read more...]